Earn Your Mortgage Rate of Return

Although I’m in the business of helping to create high-yield income investments based on mortgages, such an investment isn’t for most people.  I was reminded when reading an article on bankrate.com that most homeowners pay a mortgage rate greater than they can safely obtain as an investment yield, so the simplest and most assured way of earning more is to put whatever funds you might allocate into an income-yielding investment into extra payments on your mortgage.

Right now, most safe fixed income investments offer yields in the 5 to 6% range, depending on maturity, investment type, etc., but if you’re paying more for your mortgage, consider, in effect, getting a higher return by increasing the size or frequency of your mortgage payments.


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